Monthly or Yearly IPTV Plan? How to Choose, With the Real Numbers (2026)

For most Canadians who watch TV through most of the year, the yearly plan is the better buy. At IPTV MN, 12 months on one connection cost $78, or $6.50 a month, while a single month costs $18. The whole year costs less than five single months, so if you expect to watch for five months or more, the monthly vs yearly IPTV plan question already has its answer.

Monthly still has a real job. It suits one event or a short season, a temporary home, an internet connection you are not sure about yet, or a budget that cannot stretch to a year up front. Nothing renews automatically at any length, so a month that ends simply stops. This guide works through the maths at one, two and three connections, using the current price list, so you can match the plan to the way you actually watch.

The short answer

• Watching for five months or more in the next year? Take the 12-month plan. At one connection it costs $78, less than five single months at $18 each.
• Watching for two or three months? Take the 3-month plan. At $28 it costs less than two single months.
• Watching one event or a short stretch of a season? One month at $18 covers it, and nothing carries on afterwards.
• Not sure yet? Start with the free 24-hour trial, then a short plan. You can move to a longer one later without losing the time you have paid for.
• Every length opens the same service. A longer plan lowers the price per month. It does not unlock more channels.
• The catch with a year is the refund window: seven days from purchase, for faults that cannot be fixed, not for a change of mind.

How much does each IPTV plan length cost?

IPTV MN sells four plan lengths, 1, 3, 6 and 12 months, and each comes with one, two or three connections. A connection is one screen playing at a time, so a two-connection plan lets the living room watch the game while someone else watches a film upstairs. Every price is in Canadian dollars, paid once by Interac e-Transfer.

Plan length	1 connection	2 connections	3 connections
1 month	$18 ($18.00 a month)	$28 ($28.00 a month)	$40 ($40.00 a month)
3 months	$28 ($9.33 a month)	$48 ($16.00 a month)	$69 ($23.00 a month)
6 months	$48 ($8.00 a month)	$88 ($14.67 a month)	$119 ($19.83 a month)
12 months	$78 ($6.50 a month)	$128 ($10.67 a month)	$179 ($14.92 a month)

The steepest drop comes first. Moving from one month to three nearly halves the monthly rate at one connection, from $18.00 to $9.33. After that the steps are gentler: $8.00 on the 6-month plan and $6.50 on the year.

Another way to read the table is to look at what each extra month costs. At one connection, the 3-month plan is $10 more than a single month, so the second and third months cost $5 each. The 12-month plan is $30 more than the 6-month plan, so its last six months also cost $5 each. Once you have paid for the first month, every month after it is cheap.

What does not change is the service. Every plan length opens the same lineup of more than 54,000 live channels, 195,000+ movies and 45,000+ TV shows, with the Smart EPG, catch-up, PPV events and the free backup server. The channels list shows the full lineup, the IPTV subscription page sets out what arrives in the welcome email, and the pricing page always has the current figures.

What does a full year cost if you pay month by month?

If you know you will watch all year, the gap between the lengths is wide:

Way to cover 12 months	1 connection	2 connections	3 connections
Twelve 1-month plans	$216	$336	$480
Four 3-month plans	$112	$192	$276
Two 6-month plans	$96	$176	$238
One 12-month plan	$78	$128	$179
What the year saves against monthly	$138	$208	$301

A year bought one month at a time costs almost three times as much as the 12-month plan at one connection. Even renewing the 3-month plan four times costs $34 more than the year at one connection, $64 more at two and $97 more at three.

Money is not the only cost of renewing every month. Twelve renewals mean twelve e-Transfers, twelve expiry dates and twelve chances to forget. Because nothing renews on its own, a forgotten renewal never leads to a surprise charge, but it does mean the TV stops on the expiry date, possibly in the second period of a playoff game.

After how many months does the yearly plan pay for itself?

This is the question that settles most decisions. The table shows the cheapest way to buy a given number of months of TV over the next year, at each connection count.

Months of TV you want	Cheapest way to buy it	1 connection	2 connections	3 connections
1	One 1-month plan	$18	$28	$40
2 or 3	One 3-month plan	$28	$48	$69
4	A 3-month plan and a 1-month plan	$46	$76	$109
5 or 6	One 6-month plan	$48	$88	$119
7	A 6-month plan and a 1-month plan	$66	$116	$159
8 or 9	A 6-month and a 3-month plan, or the year	$76	$128	$179
10 to 12	One 12-month plan	$78	$128	$179

Three rules fall out of it.

Never buy two single months. The 3-month plan costs less than two 1-month plans at every connection count: $28 against $36, $48 against $56, and $69 against $80. Even if you only want eight weeks, the 3-month plan is the cheaper way to get them.

At five months, the year already wins. Five single months cost $90 at one connection, against $78 for the year. At two connections it is $140 against $128, and at three it is $200 against $179. Four single months are still cheaper than a year, so four months is the limit for paying month by month.

From eight months, just buy the year. At one connection, a 6-month plan plus a 3-month plan comes to $76, only $2 less than the year, and it gives you three fewer months. At two and three connections the year is cheaper outright: $128 against $136, and $179 against $188.

The combinations do not have to run back to back. Because nothing renews automatically, you could buy a 6-month plan in October and a 3-month plan the following summer and pay nothing for the gap in between. When you count your months, count the ones that have something in them you would miss, not the ones the TV happens to be on.

How does this compare with streaming apps’ yearly plans?

Most streaming apps offer the same monthly-or-yearly choice, but the discount is much smaller. The app prices below are October 2026 list prices in Canadian dollars, before tax.

Service	Monthly	Yearly	The year pays off from month
IPTV MN, 1 connection	$18	$78	5
Sportsnet+ Standard	$34.99	$269.99	8
TSN+	$29.99	$249.99	9
Amazon Prime	$9.99	$99	10
Crave Standard with Ads	$11.99	$119.99	11

With most apps, the yearly plan is a modest saving, so paying monthly and cancelling in the off-season often works out about the same. At IPTV MN the year is priced at a little over four single months, which is why it wins so early. The other difference is renewal: app subscriptions keep billing until you cancel them, while an IPTV MN plan ends on its own. Our comparison of IPTV vs Netflix, Crave and the sports apps looks at which apps are worth keeping alongside a plan.

When does a monthly plan make more sense?

Monthly is the right choice in more situations than the price table suggests.

One event or one short season. If you want the CFL playoffs and the Grey Cup, a UFC card or a single tournament, a month covers it. PPV events are included in every plan, so there is nothing extra to buy for the main event.

A temporary home. A work contract, a sublet, a semester away or the first weeks in a new country often run two or three months. The 3-month plan at $28 fits that better than a year you may not use. The login works on any internet connection, so it moves with you when you change address.

You are still testing. The free trial tells you whether the service works on your television and your internet at a busy hour. It cannot tell you whether you will actually use it every week. A month or three answers that.

Your internet may change. If you are moving, switching to a capped rural plan or waiting for fibre to arrive, keep the commitment short until the new connection proves itself. A steady 15 Mbps or more for each Full HD screen is the practical floor.

You do not know how many connections you need. Two connections for a month cost $28. Live with that through a couple of busy weekends and you will know whether you need one, two or three before you commit to a year. Our guide to watching IPTV on several TVs explains how to count.

The budget is tight this month. $18 is easier to find than $78. That is a fair reason, as long as you know the trade-off: over a full year, month by month costs $138 more.

One thing monthly is not: a hedge for someone who will watch all winter anyway. If you already know you will want TV from now until spring, buying it in single months only means paying more for the same service.

When is the yearly plan the better buy?

You watch most of the year. News, local stations and the shows you follow do not take a season off. Neither does hockey for long: the NHL regular season runs from late September to April, and the playoffs run into June.

You want the lowest price per month. $6.50 at one connection, $10.67 at two and $14.92 at three are the lowest monthly rates on the price list.

You want the price fixed. Under the terms and conditions, prices may change for future purchases but never for a period you have already paid for. A year bought today stays at today’s price for its whole length.

You would rather think about it once. One e-Transfer, one expiry date, and no chance of the screen going dark because a renewal slipped your mind in a busy month.

You travel. The login works on any internet connection, in Canada or abroad, so one year covers the summer at home and the winter away without a second plan.

What are the risks of paying for a year up front?

An honest comparison has to include the downsides, and the yearly plan has some.

The refund window is seven days, not twelve months. Under the refund policy, you have seven days from purchase to ask for your money back if the service does not work properly on your setup and support cannot fix it. Changing your mind after it has been working correctly is not covered, at any plan length. With a single month, the most you can lose is $18. With a year, the full $78, $128 or $179 is committed once the first week has passed.

Your circumstances can change during the year. A move to a capped connection, a new job with long hours, or a household that shrinks from three screens to one. None of these is a fault, so none qualifies for a refund. If a big change is likely in the next few months, a shorter plan is the safer buy.

Your device can change too. If you replace a streaming stick partway through the year, check that the new one runs IPTV player apps. Amazon’s newest Fire TV Sticks run Vega OS, which cannot install them, while the Fire TV Stick 4K Max still runs Fire OS. The Fire TV Stick guide shows how to check which system a stick runs, and the installation guides cover every other supported device.

You are trusting the provider for a year. This applies to any IPTV service, so check before paying anyone twelve months in advance: a free trial with no card needed, a written refund policy, a real published address, no auto-renewal and payment in Canadian dollars. Our page on the best IPTV in Canada sets out the full standard, and it applies to us as much as anyone.

It also helps to know what you are paying for. The technology is legal, and it is what Canadian carriers use for their own TV. What matters is the licensing of the content. IPTV MN supplies network access and reseller services and does not host, record or broadcast media, and subscribers are responsible for complying with the Copyright Act and the Broadcasting Act. The full position is in the disclaimer, and the what is IPTV page explains how the technology works.

Can I start monthly and switch to a yearly plan later?

Yes, and that is what makes starting short a low-risk choice.

Partway through a plan. Message live support, pay the difference between what you have left and the longer plan, and your line is extended straight away. You do not lose any time you have already paid for. Ask for the exact figure before you send the e-Transfer.

When a plan ends. Nothing is charged and nothing renews; the service simply stops on the expiry date. To carry on, you order the next period and pay for it. Choose “Extend subscription” on the order form and the same login is extended, so your favourites, settings and app setup stay as they were. Many player apps signed in with an Xtream Codes login show the expiry date on their account or settings screen, which makes the renewal easy to plan.

Changing connections. Every renewal is a fresh choice, so you can move from one connection to two, or from three down to one, at the same time as you change length.

The cautious route, a month first and then a year, costs a little more than going straight to the year: $18 plus $78 is $96 for 13 months, about $7.38 a month instead of $6.50. For many people that is a fair price for certainty, especially after a free trial has already shown the service works.

Six Canadian viewers, six plan choices

These are typical situations rather than individual customers, but each comes up often.

An Oilers fan in Edmonton. They want the rest of the regular season, which ends on April 10, 2027, and a long playoff run after it, about eight months from now. A 6-month and a 3-month plan would cost $76; the year costs $78. Answer: the year, because $2 buys three extra months and one renewal instead of two. The NHL 2026-27 season guide shows which network has each game, and IPTV in Edmonton covers the local picture.

A Roughriders fan in Regina. Only football matters, and the CFL regular season ends on October 24. The division semi-finals are on October 31, the division finals on November 7, and the 113th Grey Cup is in Calgary on November 15. Answer: one month at $18, started before the semi-finals, which covers all three weekends. Our guide to watching the CFL and the Grey Cup has the feed for each game. See IPTV in Regina.

A newcomer family in temporary housing in Toronto. They expect to move into a permanent apartment in about two months, and want home-country channels and Canadian news in the meantime. Answer: the 3-month plan at $28, which costs less than two single months and moves with them to the new address. See IPTV in Toronto.

A family of four in Mississauga. Three screens play most evenings, all year round. Answer: the year with three connections at $179. Paying month by month would cost $480, so the year saves $301. See IPTV in Mississauga.

A rural household near Saskatoon on capped fixed wireless. They are not sure the connection will hold up at 8 pm, or how much data an evening of hockey will use. Answer: the free trial, then one month, watched against the data meter. If both pass, they move to a longer plan without losing the days they have paid for. See IPTV in Saskatoon.

Retired snowbirds from Ottawa. Summer at home, winter in Florida, the same channels in both places. Answer: the year at $78, because they watch every month and the login works on any internet connection in either country. See IPTV in Ottawa.

How do I choose the right plan length in five minutes?

1. Take the free trial. It lasts 24 hours and no card is needed. Ask on the free trial page and watch a live game at around 8 pm, the hardest test for any connection.
2. Count your months. How many of the next 12 have something in them you would miss? Hockey, football, the news, a show you follow.
3. Count your screens. The most screens that play at the same moment is your connection count.
4. Read your answer off the table. One month for an event, three months for two or three, the year for five or more, with the combinations in between.
5. Order and pay by Interac e-Transfer from your bank app. Your login arrives by email, usually within ten minutes.

If anything is unclear, the FAQ answers the common questions, and live chat is open around the clock.

Frequently asked questions

Is a yearly IPTV plan cheaper than paying monthly?

Yes, by a wide margin. At IPTV MN, 12 months on one connection cost $78, while twelve single months cost $216. The year is cheaper than five single months, so it pays for itself if you watch for five months or more.

Does a monthly IPTV plan renew automatically?

No. Every IPTV MN plan, monthly or yearly, runs for the period you bought and then stops. Nothing is charged without you asking. When you want to continue, you order the next period and the same login is extended.

Do longer IPTV plans include more channels?

No. Every plan length opens the same 54,000+ live channels, the same on-demand library and the same features, including the Smart EPG and catch-up. A longer plan only lowers the price per month.

Can I get a refund on a yearly plan if I change my mind?

The refund policy gives you seven days from purchase, and it covers a service that does not work properly on your setup when support cannot fix it. A change of mind after the service has been working correctly is not covered, at any plan length. That is why the free trial and a short first plan make sense if you are unsure.

Can I upgrade from a monthly plan to a yearly plan?

Yes. Message live support, pay the difference between what you have left and the longer plan, and your line is extended straight away without losing paid time. You can also simply choose a longer plan when your current one ends.

Which plan length is best for one sports season?

It depends on how long the stretch you care about is. The CFL playoffs and the Grey Cup fit in one month at $18. A full NHL season with the playoffs runs about nine months, from late September into June, so the 12-month plan at $78 is the better buy.

Monthly or yearly: the bottom line

If you will watch TV for five months or more over the next year, the yearly plan is the cheaper and simpler choice: $78 at one connection, $128 at two and $179 at three, with the price fixed for the whole year and nothing renewing behind your back. Monthly earns its place for single events, short stays, a connection you have not tested yet, or a budget that needs a smaller payment this month.

You do not have to decide blind. Take the free trial first, start short if you are unsure, and move to a longer plan when you are ready. The current prices for every length and connection count are on the pricing page.